Alabama: Aubrea 206-850-9066 · Washington: Steve 425-931-9579

KNOX MORTGAGE TEAM

The Second Look

Not sure about your lender?
Let us look.

Maybe you were told no. Maybe you were told yes by someone who takes three days to return a call. Maybe the numbers keep changing and nobody will explain why. Send us what you have. Within two business days, a licensed loan originator will have read it, and you'll get a phone call with a straight answer.

What we promise

Straight answers.
No sales pitch.

Confidentiality.

Your loan submission is seen by the Knox Mortgage Team members and our underwriter. Nobody else. If we are providing a competitive quote as a "Second Look", your current lender will not hear from us, and neither will your agent unless you ask us to call them.

Discretion.

We've been doing this for 23 years. We know a denial usually means the lender didn't understand the income, not that the borrower can't afford the house. You won't be lectured or judged. You'll be listened to.

A real answer.

You won't get a sales pitch, instead you will receive expert consultation. If we can do your loan, we say so and can provide a pre-qualification letter within an hour of your loan submission and a full underwriter-reviewed preapproval within five business days. If your current loan is actually the right loan program and a fair deal, we say that too. If you're already under contract, we tell you honestly whether switching lenders is worth the timing risk.

Staying with you.

If the answer is not yet, we don't disappear. You'll have a one-page written path showing what underwriting needs and when you'll have it, and we stay with you until you're approved. No fee. No obligation. No hand-off.

How it works

Four steps.

  1. 01

    Tell us what happened. If we need your denial letter, preapproval letter, or Loan Estimate, your originator will send you a secure upload link — please don’t email documents.

  2. 02

    Steve Knox reviews every file. Within two business days, the loan originator licensed in your state calls you with the answer.

  3. 03

    If yes, your underwriter-reviewed preapproval starts the same day.

  4. 04

    If not yet, you get your written plan and a lender who stays on your side.

You don’t need to send us anything to get started. Tell us what happened and the originator licensed in your state will call you within two business days. If reviewing your file means seeing your denial letter or Loan Estimate, we’ll send you a secure upload link — please don’t email documents.

Start My Second Look

The Second Look is a complimentary review by a licensed loan originator. It is not a loan approval, commitment, or guarantee of eligibility. All loans are subject to credit and property approval. Alabama loans are originated by Aubrea McNamara, NMLS #1842646. You will be paired with the originator licensed in the state where the property is located.